Many things have been said of the generation Y or also known as the ‘millennials’, a group of young people who have tried to classify themselves as people who’ live from the moment ‘, short-term workers, unstable workers who come out of their parents’ stereotypes , grandparents or uncles, do not want to have children, nor to marry, nor to accumulate debts with long-term banks, that is, to buy cars or homes.
However, this article is a relief for this group, because the truth, the ‘millennial’ can be the key to change many paradigms, such as saving. It is evident that they do not believe in the current pension system, where their ideal is not to deposit money in an account after working for the same company for 30 years. They do believe that they can have a quiet old age with a lot of money, but they prefer to invest, acquire profitable assets and earn more to accumulate enough capital more profitability during their activity as employees or entrepreneurs. You can also check ibankhours blog and all information about bank.
Those who are currently in their 30s do not want to stand in line, they value their time as their most precious asset and they are very demanding in the channels of attention. They prefer technology and be assisted by a virtual assistant in order to avoid displacements, take turns and wait. Hence the challenge of many companies, such as banks to digitally serve this group of USA.
FP spoke with Angelica Radial, director of Digital Laboratory, an area that is gaining strength due to the evident tendency of traditional banking to become fitness, financial companies with a technological base to develop innovative products.
According to Radial, the technology allows to reach more people in the financial system and is an aid to fulfill the objectives of banking in USA . In fact, a few months ago they have a digital savings account that allows them to open in less than 10 minutes and where the client only has to put his or her ID. The digital bank’s advisors are responsible for identity verification, permissions, all the authentication part and ready. The client can now download the app and start managing their product. In addition, the debit card can be withdrawn at the nearest bank’s office or requested to be delivered to your home.
Compatriot also announced the balance of its first two years of elimination of costs associated with the savings account, where its banner has been the opening of digital savings account. The growth in this indicator has been 1,100% in the indicated period,
“The importance of digital channels has been ratified as a very good opportunity to generate 100 percent digital banking experiences that make it easier for people to open and use products, from the convenience of doing so, in 5 minutes, from anywhere. and at any time, “Pegues said.
While the digital strategy is driving the dynamics of opening new products, traditional sales channels such as offices also add up. In this way, for example, in recent months record figures have been achieved for opening accounts that are between 30 and 40 thousand accounts on average, 10 thousand of which are opened by digital channels.
We tell you the characteristics of some virtual savings accounts that you can find in the USA banking system. You can find chase bank near me and open the account.
It is opened by cell phone or the bank’s website without a minimum opening amount. Only the identity card is required and the person can request that the plastic to manage their account reaches their office, residence or can withdraw it from a physical branch.
The procedure takes between 3 and 10 minutes, depends on the client’s ability with technology. Allows you to do, without costs, operations such as withdrawals, balance inquiries, transfers, payment of public services, application and registration of products, etc.