Shoppers looking for simple life insurance solutions often get overwhelmed with the process of buying life insurance. A major reason for this stress is the medical exam.
Purchasing term life insurance on the internet should be just like buying music. Unfortunately it isn’t.
No Medical Exam Life Insurance
A no medical exam life insurance policy makes buying life insurance simple and fast. There are many companies offering no exam policies now. This wasn’t the case not to long ago. Read here for the Best No Medical Exam life insurance reviews.
No Medical Exam Life Insurance – How it works
- No Exam – You won’t need to provide a urine sample, blood sample, or have the examiner come to your home.
- Speed – No exam policies range from instant up to 48 hours. This is much faster than the 4-6 weeks for a medical exam policy.
- Benefit Maximums – No medical exam life insurance death benefits will be less than those with a medical exam. $500,000 is the maximum benefit amount for a No Medical exam life insurance policy.
- Price – A non medical exam will typically cost more than a medical exam policy. This market is becoming more competitive, so it’s very important to research your options.
Buying No Medical Exam Life Insurance
Like all life insurance policies, you should work with an independent agent or broker to shop your case. Independent agents will be able to qualify you and research from all the underwriting guides available.
Don’t waste your time finding companies and policies that you won’t be able to qualify for. This is probably the costliest mistake consumers make.
Contact LifeInsuranceBlog today at 888-411-1329 and let’s see how we can help you. We’ll shop your case from over 60 best rated life insurance companies.