One of the biggest expenses of owning a car is getting a quality insurance policy. Based on how you get yourself insured, you can save a lot of dollars on your premiums and thus, keep your car related costs under control. Insurance companies consider various factors while determining the premiums for their customers. You will pay based on your age, gender, job, postal code, where you park, occupation, the kind of car you drive and a lot more when you’re looking for insurance in Alberta. We bring you 6 secrets to save money when looking for online auto insurance quotes:
1. State the Right Job Title
Your premium rates can largely be impacted by the job title you mention while looking for online quotes. For instance, chefs pay more than kitchen staff, office managers might pay more than administrators and stay at home parents will pay a lot less than working professionals.
2. Include an Experienced Driver in The Policy
If you can, get someone with a lot more experience and clean driving record on your policy to save some extra dollars.
3. Don’t Wait till the Last Minute
Give yourself ample of time to search for other policies and start the process at least three weeks before your renewal date. If you wait until the last date, you will end up paying a lot more.
4. Look for Deals
Many online comparison websites offer great deals and discounts along with cashback offers so make sure you have evaluated this option and considered saving some extra bucks.
5. Pay Upfront
If you can, it’s always wise to pay your premiums annually as it can save you a lot of money compared to when you pay premiums on a monthly basis.
6. Consider the Extras
If you don’t require too many extra features on your policy, consider removing them to save more money. For instance, you might not need a courtesy car if you own two cars, or you might already have an AA membership so you might not need roadside assistance from your insurer. Dropping excess features from your policy can help you save hundreds of dollars. However, make sure that you won’t need them or else, you’ll end up spending a lot more in the case of a mishap.
Benefits of Getting Car Insurance Quotes Online
Go Cheap – You can easily compare rates and pick the cheapest policy based on your location, vehicle and driving record.
Get It Quick – When you enter all the right information online, you can get a quote in less than 3 minutes, saving you a lot of precious time.
It’s Free – You can get your insurance quotes online completely free. Thus, comparing from various websites or multiple companies will not cost you any dollars but only bring you multiple advantages.
It’s Not Rocket Science – One of the best things about getting your quotes online is the easy process. All you need to do is fill in a few details about yourself and your vehicle and you are good to go.
Unbiased Results – When you search for quotes on a website that doesn’t belong to any particular company, you have an opportunity to get unbiased results wherein top insurers compete for your business on a unified playing field.
Wide Range of Options – Rather than calling and getting quotes from one or two companies, you can get 20+ quotes with multiple coverage options when you search for insurance quotes online.
Security Comes First – You can be assured that all your information will be safe and secure and won’t be given to any third party.
Getting insurance quotes online saves not just time but also a lot of money and energy, making it a great way to find excellent rates for your policy.