If you have got involved and injured in a car accident; you will need to file a personal injury claim with ICBC. Unfortunately, the process is complicated and have plenty of hidden pitfalls. Given the emotional and physical trauma that you have gone through after the accident, it is easy to commit mistakes that cost your fair ICBC claim. You lose your rightful compensation without even realizing why!
Using their years of experience with such matters and cases; ICBC lawyer, Vancouver throw light on some of the worst mistakes that you make. Getting aware of them and avoiding them would pave the way for a successful ICBC claim. Let’s check them out!
Information of the other driver and his vehicle
In any car accident; you are legally bound to furnish details of the party who collided with you to cause that accident. You must gather as much information as possible like the vehicle number, its model, name, and address of the owner and the driver, their license number, etc. It’s a smarter move to click photographs of as much information as possible. This will add strength to your insurance claim.
Waiting to seek medical attention
It is important to seek medical attention and be closely examined after a car accident! You might be trying to be brave about it and focusing on other matters but ICBC would view it differently! They would surmise your injury was not serious enough and significantly lower your compensation amount. Thus, you must get yourself thoroughly examined after an accident on priority and get a detailed report of your health and injury in writing.
Getting treated by multiple doctors at a walk-in clinic
General doctors at walk-in clinics are excellent for small everyday medical issues but they do not help your ICBC claim. Getting examined and treated by multiple doctors do not lay the foundation for effective treatment.
For a successful claim, it is critical that you are checked and treated by a specialist doctor. All your symptoms and conditions must be duly recorded along with the treatment and progress status. This would serve as evidence of the trauma suffered by you.
Not stating all your problems
Often, we skip on informing the doctor about your discomfort, any health problem or an emotional one as well with the doctor. This can cost dear as the omitted problem can turn a serious threat tomorrow. The ICBC would completely disregard it as it was not mentioned in the medical report.
Not following the medical treatment to the tee
It is your moral and legal obligation to make all efforts to become completely healthy. This means that you must follow every piece of the doctor’s advice. It may include, regular checkups, taking medicines in time, physiotherapy, visiting a chiropractor or any other treatment course. Each of your progress or deterioration must be recorded by the doctor. This will make the specialists with impressive credentials find it impossible to blame you and conclude your injury as not severe. They are usually hired by the ICBC to dispute your claim.
Not seeking the help of a specialist lawyer
We have already stated that generally, ICBC cases are difficult and you can easily lose your justified claim. An experienced and expert ICBC lawyer would be well-aware of all such pitfalls. It is important to seek the professional advice of a professional specialist lawyer as soon as you get involved in an accident.
The lawyer would know all kinds of paper and evidence required; the pitfalls and the way to make your case ironclad. Getting him early on the scene would get you all the expert advice at the right time. You will not be making any mistakes, knowingly or unknowingly. Thus, there will be little reason for your case to be rejected.
An ICBC case can be challenging but you can make it easy with the help of an expert lawyer. You can select them much before the accident happens so that you face the least hassle in making your claim and getting the compensation successfully.